Privacy and Cookie Policy, Terms of Use for ktervo.com


Privacy Policy

Last Updated: December 2025

1. Data Controller

Kristian Tervo
Email: kristian@ktervo.com
Website: www.ktervo.com

2. Information We Collect

  • Contact Information: The site doesn’t collect any contact information
  • Technical Data: IP address, browser type, device information, pages visited
  • Cookies: Functional, preference, statistical, and marketing cookies

3. How We Use Your Information

  • To improve website functionality and user experience
  • To analyze site traffic and usage patterns
  • For marketing purposes (with consent)

4. Legal Basis (GDPR)

We process data based on: legitimate interest (site operation), consent (cookies/marketing), and contract performance (responding to inquiries).

5. Data Sharing

We do not sell your data. We may share data with service providers (hosting, analytics) who process data on our behalf under appropriate agreements.

6. Data Retention

Personal data is retained only as long as necessary for the purposes stated or as required by law.

7. Your Rights

Under GDPR, you have the right to: access, rectify, erase, restrict processing, data portability, object to processing, and withdraw consent. Contact kristian@ktervo.com to exercise these rights.

8. International Transfers

Data may be transferred outside the EU/EEA with appropriate safeguards in place.

9. Updates

This policy may be updated periodically. Changes will be posted on this page.


Cookie Policy

Last Updated: December 2025

What Are Cookies?

Cookies are small text files stored on your device when you visit our website.

Cookies We Use

TypePurpose
FunctionalEssential for site operation (always active)
PreferencesRemember your settings and choices
StatisticsAnonymous analytics to improve the site
MarketingPersonalized content and advertising

Managing Cookies

You can manage your cookie preferences through our cookie consent banner or your browser settings. Disabling certain cookies may affect site functionality.

Third-Party Cookies

We may use third-party services (e.g., analytics, social media) that set their own cookies. Please review their privacy policies.


Terms of Use

Last Updated: December 2025

1. Acceptance

By accessing www.ktervo.com, you agree to these terms. If you disagree, please do not use the site.

2. Intellectual Property

All content on this website (text, images, designs, portfolio work) is owned by Kristian Tervo or used with permission. Unauthorized reproduction, distribution, or use is prohibited without written consent. The content may be referred in Thesis Work with additional request and permission.

3. Permitted Use

You may browse and view content for personal, non-commercial purposes. You may not copy, modify, distribute, or use content for commercial purposes without permission.

4. External Links

This site may contain links to third-party websites. The website owner is not responsible for their content or privacy practices.

5. Disclaimer

Content is provided “as is” without warranties. We are not liable for any damages arising from your use of this website.

6. Limitation of Liability

To the maximum extent permitted by law, Kristian Tervo shall not be liable for any indirect, incidental, or consequential damages.

7. Governing Law

These terms are governed by the laws of Finland. Disputes shall be resolved in Finnish courts.

8. Changes

We reserve the right to modify these terms at any time. Continued use constitutes acceptance.


Disclaimer

The information on www.ktervo.com is for general informational purposes only. While we strive for accuracy, we make no warranties about completeness, reliability, or suitability. Any reliance on the information is at your own risk.

Portfolio work displayed may include projects completed for clients or employers. Ownership and usage rights of such work remain with the respective parties as agreed.

Professional opinions or insights shared on this website (including blog posts) represent personal views and do not constitute professional advice.


Contact

For questions regarding these policies:

Kristian Tervo
Email: kristian@ktervo.com
Phone: +358 45 112 8490
LinkedIn: linkedin.com/in/ktervo